Cat@ponder.cat to Asklemmy@lemmy.mlEnglish · 10 个月前If you became an owner of 1KG of gold. How rich does that make you compared to the rest of the world?message-squaremessage-square30fedilinkarrow-up160arrow-down11
arrow-up159arrow-down1message-squareIf you became an owner of 1KG of gold. How rich does that make you compared to the rest of the world?Cat@ponder.cat to Asklemmy@lemmy.mlEnglish · 10 个月前message-square30fedilink
minus-squareBanana@sh.itjust.workslinkfedilinkarrow-up14·10 个月前Paying that large of a chunk of a mortgage would absolutely reduce your future interest costs though.
minus-squareBanana@sh.itjust.workslinkfedilinkarrow-up3arrow-down2·10 个月前That’s completely relative. Literally anything will change your life, or nothing, it depends on your perspective. Saying “it wouldn’t change my life” means literally fuck all to the people whose lives it would change. Like good for you, I guess?
minus-squaredeegeese@sopuli.xyzlinkfedilinkarrow-up6arrow-down2·edit-210 个月前Prepaying a mortgage is almost always a worse investment than anything else because mortgage interest is tax deductible.
minus-squareBanana@sh.itjust.workslinkfedilinkarrow-up5·10 个月前Not always, but often, yes. It depends on what your alternative potential uses for the money are.
minus-squaredeegeese@sopuli.xyzlinkfedilinkarrow-up3·edit-210 个月前Not always but often. You could even say almost always. 😉
minus-squareyo_scottie_oh@lemmy.mllinkfedilinkEnglisharrow-up4·10 个月前Isn’t mortgage interest deductible only if you itemize your deductions?
Paying that large of a chunk of a mortgage would absolutely reduce your future interest costs though.
…but wouldn’t change your life.
That’s completely relative. Literally anything will change your life, or nothing, it depends on your perspective.
Saying “it wouldn’t change my life” means literally fuck all to the people whose lives it would change.
Like good for you, I guess?
Prepaying a mortgage is almost always a worse investment than anything else because mortgage interest is tax deductible.
Not always, but often, yes. It depends on what your alternative potential uses for the money are.
Not always but often. You could even say almost always. 😉
Isn’t mortgage interest deductible only if you itemize your deductions?