I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.
Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.
I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.
Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.
I used to be a contractor and was sometimes bad at processing timesheets and invoices.
I had one occasion where I had (numbers made up because it was ages ago) £100 in the business bank account with no overdraft facility when a £150 payment went out.
The payment went out putting me overdrawn. They waited a day before deciding that I wasn’t allowed an overdraft and putting the money back.
During that 24 hour period a payment for £25 was processed and blocked because I was overdrawn.
They then charged me two fees for refusing the payments even though I had money for the second one in the bank.
I switched banks right after that.