I’ll go first…after 10 years of speculating in the market (read: gambling in high risk assets) I realized I shouldn’t ever touch a brokerage account in my lifetime. A monkey would have made better choices than I did. Greed has altered the course of life many times over. I am at an age where I may recover from my actions over the decades, but it has taken its toll. I am frugal and have a good head on me, but having such impulsivity in financial instruments was not how I envisioned my adulthood. Its a bitter pill to swallow, since money is livelihood of my family, but I need to “invest” all I have into relationships, meaningful moments, and fulfilling hobbies.
Reading this shocks me. This is my own Catholic mom exactly! The phrase she always throws around is “family first”, and I’ve had to help her so many times of which she shows appreciation. But when I turn her down, she throws guilt trips at me and sometimes goes as far to suggest I don’t care. Despite setting boundaries for many years, she’ll still test the waters.