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Fellow American ex-pat. I lived in the UK for many years, am now in France. I lived in Sussex, Norwich, Brighton and Oxford, and the only time I didn’t use my car every day was when I lived very close to the rail station in Sussex. And paid £3000 a year for a gold card (it’s a lot more now).

The buses can be very expensive (looking at you Norwich), and and are often slower than walking (Brighton knows I’m talking about it). Having a folding bike was essential, if that’s a possibility. Definitely check your city first.

Good job. I don’t understand very much of that, so that makes me all the more grateful. Thank you.