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Joined 1 year ago
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Cake day: July 13th, 2023

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  • For a few years, it seemed like everyone I knew who has having a little girl was naming them after old presidents.

    So many Kennedys and Reagans and Madisons…

    My girlfriend at the time did really like “Madison”, but I told her if we were ever to have a little girl and we’re gonna name her after a former president, we’re gonna have a little Eisenhower running around.

    She laughed (as was the intention) but agreed the trend was a little ridiculous.






  • It occurred to us that CrowdStrike is an absolutely terrible name. It sounds like a terrorist attack. Of course, it felt like one on Friday.

    When I first heard about what was going on, I assumed that “CrowdStrike” was not the name of the software/company, but rather some sort of advanced DDOS-like attack where they used systems they’d previously hacked and had them all do the same thing at once to another target.




  • I think you’d be cutting out a significant portion of the workforce by excluding those in early adulthood.

    I’m guessing their position is very much “oh they still need to work and pay taxes…and they shouldn’t expect any more support than they currently have in order to do so…but they need to figure out how to manage it all without driving, and they should be disenfranchised as well”.






  • hydrospanner@lemmy.worldtoMemes@lemmy.mlthe debt
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    7 months ago

    Ignoring, for a moment, the inherent and fundamental differences between an individual and a state…

    …in my late 20s and early 30s I bought a new car.

    At the time, that car cost more than I had in my accounts plus my other possessions at the time. In fairness, my annual income was more than the total cost of the car, buuuut I also was carrying tens of thousands of dollars of student loan debt as well, meaning my overall total debt was significantly higher than my annual income, or my “personal GDP” if you will.

    Yet when I applied for my car loan, it came through with easy approval and I even qualified for the best possible interest rate.

    Why? Because I’ve always paid on my debts adequately and promptly.

    Nobody bats an eye when a couple buys a house that costs more than what they can cover with their combined income in one year. Why? Because that’s an arbitrary and unrealistic yard stick of comparison and nobody expects them to pay off a house in a year. They’re able to buy their house and live in it immediately, and pay for it incrementally, over time, as they earn over the coming years because of debt. And the bank is willing to lend the money because they’ll make money in the long run through interest.

    Similarly, it’s unreasonable to imply that the US shouldn’t carry more debt than it’s GDP because the two metrics aren’t directly linked in any way. And since the US has excellent credit worthiness, that debt is far safer than the bank’s loan to the homebuyers. And the US gains access to borrowed funds by setting it’s own interest rates through the Fed, which tells lenders exactly how much they’ll make in interest if they let the US government borrow some of their money.

    And since the US is a safer bet than homebuyers, that’s why home interest rates are higher than the rate at the Fed: if they were equal, banks would never lend to homebuyers since they could get the same return by lending to the government. So instead, they set their own, higher rates for homebuyers, to account for the higher risk of lending to a party who has a much higher likelihood of default.





  • Not to mention the entire premise of the post being, essentially, “I don’t approve of the entertainment my sibling chooses to consume. Please make suggestions for me as to other entertainment that I can then use to regulate said adult sibling, removing their entertainment that I don’t like and forcing them to consume something I find more acceptable.”

    Like…I think Rogan’s whole thing is stupid and most I’ve talked to who like his stuff are similarly ridiculous…but to go from that to full out “I plan to take it away from them and force them to do something I find more acceptable” is really quite a leap.